First Bank
  • 13-Jul-2018 to 11-Sep-2018 (EST)
  • Asheville Commercial
  • Asheville, NC, USA
  • Hourly
  • Full Time

Comprehensive Medical, Dental, Vision Insurance. 401k Plan with generous Employer Match, Short and Long-term Disability Insurance. Employer provided Life and Accidental Health and Dismemberment Insurance, Voluntary Supplemental Life Insurance coverage, Health Care and Dependent Care Flexible Spending Accounts,Paid Vacation, Paid Time Off, Family-oriented culture that values work/life balance.


POSITION SUMMARY 

The position of Commercial Lending Assistant  will assist in the coordination and administration of commercial operations

 

ESSENTIAL FUNCTIONS

  • Responsible for adhering to and complying with all Bank policies and procedures, all applicable federal and state laws and regulatory guidance governing financial institutions, including, but not limited to, Federal Deposit Insurance Improvement Act (FDICIA), FACT Act, Bank Secrecy Act, Regulation CC, Fair Debt Collection Practices Act (FDCPA), USA Patriot Act, Fair Lending, and Unfair Deceptive and Abusive Acts and Practices (UDAAP)
  • Serves as primary customer service contact for business banking customers
  • Assists in preparing applications, obtaining underwriting approval, and preparing closing documents on Commercial and Real Estate Loans
  • Responsible for coordinating loan closings with attorneys
  • Responsible for placing closed commercial loans on the FIS system
  • Responsible for processing commercial loan payments
  • Coordinates set up of Commercial deposit accounts and loans
  • Provides ongoing clerical support to the department
  • Participates as needed in the budgetary process
  • Maintains a daily calendar of appointments, opens mail, types correspondence, daily documents or reports as required by the department manager
  • Sets up and maintains credit files for the department
  • Answers telephone calls, relays messages to department manager
  • Prepares monthly reports for Senior Management and the Bank's Board of Directors
  • May be called upon to provide administrative support to executives, as needed
  • Responsible for other duties, responsibilities, and special projects as assigned by the Commercial Lending Manager

ADDITIONAL RESPONSIBILITIES

  • Adheres specifically to all corporate policies and procedures.  Also adheres to Federal and State regulations and laws including the Bank Secrecy Act.
  • Performs additional duties and responsibilities as directed.

GENERAL QUALIFICATIONS 

Knowledge & Experience: These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines.

  • Associate's degree in business, finance, or related field or equivalent work experience.
  • Educational experience, through in-house training sessions, formal school or financial industry related curriculum, should be business or financial industry related.
  • Knowledge of commercial account analysis and depository operations is preferred; as well as experience with commercial loan documentation and loan software systems.
  • Intermediate knowledge of Bank operations, products and services; related state and federal laws and regulations, and other Bank operational policies and procedures.
  • Excellent organizational and time management skills ability to work with minimal supervision.
  • Intermediate skills in computer terminal and personal computer operation; mainframe computer system; word processing, spreadsheet and specialty software programs.
  • Exceptional verbal, written and interpersonal communication skills with the ability to apply common sense to carry out instructions and instruct personnel.

Physical Demands/Work Environment: Vision, hearing and speech are required. Individual must have the ability to work with detailed information in a concentrated manner.

The environment for this position is an open office that is mostly clean and comfortable. It may include some minor annoyances such as noise, odors, drafts, etc. The incumbent is in a non-confined office-type setting in which he or she is free to move about at will. 

The incumbent in the course of performing this position spends time writing, typing, speaking, listening, lifting (up to approximately 25 pounds), carrying, seeing (such as close, color and peripheral vision, depth perception and adjusted focus), sitting, pulling, walking, standing, squatting, kneeling and reaching.

The incumbent for this position may operate any or all of the following: telephone, copy and fax machines, adding machine (calculator), typewriter, computer terminal, personal computer and related printers.

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. 

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.  

 

Mental Requirements: Vision, hearing, and speech are required. Individual must have the ability to work with detailed information in a concentrated manner. The ability to utilize the computer and/or calculator is necessary. Must have reliable transportation and a valid driver's license is preferred.

The incumbent in this position must be able to accommodate to reading documents or instruments, detailed work, problem solving, customer contact, reasoning, math, language, presentations, verbal and written communication, analytical reasoning, stress, training, multiple concurrent tasks, and constant interruptions.

First Bank
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